FINANCE

Financial managenent it is process of acquring and use funds to accplished a finance objective, fianancial management has to do with getting your hands on money and deciding how best to spends,save and investment it.

Finance identification business strength and weakness evaluating oppertuanity forecasting future funding needs and managing the implementation of the investment.all of the finaancial management activities that the manager project for the future position.

Financial management decision regarding the acquisition of funds m ust consider wheather to acquire fund through one's own financial resorces, the possible outcomes of theinvester funds might including commercial bank, the form of credit system, life insurance company, individual and other or bonds.

DEFINATION OF FINANCE

The procurement of fund for the business and its effectives utilization in theproductive field.

flow of money throught an organization wheather it be corporation,school,bank and government agencies concern itself with the actual flow of money as well as any claims against money.according to Gitman "finance can be defineas the arts and science of managing money virtually all individual and organization earn or risk money and spend or investmoney, the key function of finance are investments, financial dividend and liquidity decision of an organization. financial manager is concer with investment decision and invest more commmenly.

HOW TO USE IT

Finance is an importnance things for any kinds of enterprises or any fields of any rganzation. every organization need more profit and more goodwill but some of them can only get their desire so at this point of view how to manage our finance in proper way .

Different person had given different meaning but we must anticipation about that matter in proper ways any organizatin must think about how much amount of money not only but also resorces of raw material and how to improve our orgaanization activities .if we have small organization than also need financial support for further pocess but we don't have proper knowledge of finance than we cannot get such type of profit due to lack of information so we must ahead for this financial activities .people must educated and more concious about affair of business.

FINANCE AND ITS IMPORTANCE

Finance is essential for those people who are walking in these present era with more complicated for any kinds of work.We are facing lots of problem in this area and we want to imrove our activities with more efficiently and more effectively.if it my possible only when we take proper manage of finance,we can saythat we arenow in compitation all over the world. finance play lots of importance role for every person ncludes-planning,directing,organizing and controling this things makes any orgnization desires goal.now we must take it in positive drection because it brings many more in any parties's life,so finance is necessary for every once.what are our destination in future? what you wnat in future? finance is it may money,wealth,and fixed assets too.

CONCLUSION

We cannot work without financial support,it is very much importance than other things.it is an indespensible for any organization to overcome fron loss.

we must know about importance of it we enjoying our life with by it ,it is an eassy things because it makes person more active than other .We must walk with our motive.

finance is very much neccessary for every people of nation , we are living in this world.

IMPORTANCE OF FINANCE

Before we go to importance of finance we must understand about finance,what types of work it has been playing for our nation in our country?we are facing lots of problem in this time by people of all nation,they are faired about presant situation which have played by the "finance".Most of the people of our nation facing scarcity of money,everybody need money any more.

Importance of finance:it improves our living standard

1. it manages internal problem not only it but external problem too.
2. with the help of this organzation can get there goal
3. it motives people towards there work.

our financial matter

WE know about finance but what things we have been learning since 1985 .we must know about the finance,with the help of this"finance" person can do there work ,it is an important for every one who are living in this world.we are walking with financially either indirectly or directly,it our oppertunity or bad luck but we are facing such so many problem during our daly life.it is an essential parts of any organization,any person too.we are going to say about finance it play vital role for any organization.

financal matter

Main article: Financial services
An entity whose income exceeds their expenditure can lend or invest the excess income. On the other hand, an entity whose income is less than its expenditure can raise capital by borrowing or selling equity claims, decreasing its expenses, or increasing its income. The lender can find a borrower, a financial intermediary such as a bank, or buy notes or bonds in the bond market. The lender receives interest, the borrower pays a higher interest than the lender receives, and the financial intermediary pockets the difference.
A bank aggregates the activities of many borrowers and lenders. A bank accepts deposits from lenders, on which it pays the interest. The bank then lends these deposits to borrowers. Banks allow borrowers and lenders, of different sizes, to coordinate their activity. Banks are thus compensators of money flows in space.
A specific example of corporate finance is the sale of stock by a company to institutional investors like investment banks, who in turn generally sell it to the public. The stock gives whoever owns it part ownership in that company. If you buy one share of XYZ Inc, and they have 100 shares outstanding (held by investors), you are 1/100 owner of that company. Of course, in return for the stock, the company receives cash, which it uses to expand its business; this process is known as "equity financing". Equity financing mixed with the sale of bonds (or any other debt financing) is called the company's capital structure.
Finance is used by individuals (personal finance), by governments (public finance), by businesses (corporate finance), as well as by a wide variety of organizations including schools and non-profit organizations. In general, the goals of each of the above activities are achieved through the use of appropriate financial instruments and methodologies, with consideration to their institutional setting.
Finance is one of the most important aspects of business management. Without proper financial planning a new enterprise is unlikely to be successful. Managing money (a liquid asset) is essential to ensure a secure future, both for the individual and an organization

about finanace

Finance is the science of funds management. The general areas of finance are business finance, personal finance, and public finance. Finance includes saving money and often includes lending money. The field of finance deals with the concepts of time, money and risk and how they are interrelated. It also deals with how money is spent and budgeted.

Finance works most basically through individuals and business organizations depositing money in a bank. The bank then lends the money out to other individuals or corporations for consumption or investment, and charges interest on the loans.

Loans have become increasingly packaged for resale, meaning that an investor buys the loan (debt) from a bank or directly from a corporation. Bonds are debt sold directly to investors from corporations, while that investor can then hold the debt and collect the interest or sell the debt on a secondary market. Banks are the main facilitators of funding through the provision of credit, although private equity, mutual funds, hedge funds, and other organizations have become important as they invest in various forms of debt. Financial assets, known as investments, are financially managed with careful attention to financial risk management to control financial risk. Financial instruments allow many forms of securitized assets to be traded on securities exchanges such as stock exchanges, including debt such as bonds as well as equity in publicly-traded corporations.[dubious – discuss]
Central banks act as lenders of last resort and control the money supply, which affects the interest rates charged. As money supply increases, interest rates decrease.